Have you recently been refused credit? This may happen if you have a poor credit rating, and it can be confusing as to why this is. Sometimes it's a misunderstanding or mistake that has led to your credit rating being low.
Borrowers who are interested in checking their credit history, can get a copy of their credit file for FREE by visiting the following web site*:
*Through the link below you are departing from the regulatory site of Park Grove Mortgages Ltd. Neither Park Grove Mortgages nor Quilter Mortgage Planning Limited is responsible for the accuracy of the information contained within the linked site.
Credit Karma (www.creditkarma.co.uk/#)*
And following their instructions.
Its best to get a detailed history of all the items on there as lenders utilize different systems and ways of treating your scores, taking the detail behind the scene to decide your appropriateness for a mortgage.
When you have the detail, then please feel free to contact us to discuss the best way forward.